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"We were very pleased with the work performed by Hammer 'N' Nails. The workmanship was high quality and all areas were kept neat and tidy. Their attention to detail was especially impressive. Thanks again Hammer 'N' Nails!"
                         Mr. and Mrs. Souza
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Hammer 'N' Nails believes that investing into your home, which is the single, most biggest asset, can help homeowners achieve their goal of a home improvement project that allows them to further enjoy their homes in the long term. This is why we are dedicated to providing a financing option that can do just that.

Home Equity Line of Credit

Union Bank of CaliforniaWhat is a home equity line of credit? A home equity line is a form of revolving credit in which your house is used as collateral. Since your home is your largest asset, a home equity line of credit is ideal for major items such as home improvement projects. Home equity lines of credit are becoming very popular to use since you only pay back what you borrowed from the maximum credit line, and the interest rates are relatively low. Also, you can deduct the interest on your taxes since the debt is secured by your home.

Union Bank of California offers home equity lines of credit that can best suit your needs. If you are interested, we have applications on-hand and will be given to you during our first appointment. You also have the option of filling out the application online at Union Bank of California's website by clicking here. For more information on Union Bank of California's home equity line of credit, please click here.
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Post Office Box 3858, Merced, California 95344-1858   Phone: (209) 726-8249  Fax: (209) 726-1365